Gap Insurance that ticks more boxes and covers more risks than other alternatives.
Over 390,000 write off and 1.9 million non write off claims are made each year. Our Advanced Gap Insurance provides protection in both cases - giving you almost 5 times the opportunity to have a claim paid than other basic Gap Insurances.
Covers write off losses & debt*
+ £500 of write off excess cover*
+ £500pa non write off excess cover*
All named drivers covered free!*
* see terms and conditions for more info
Low online prices PLUS multi policy discounts and FREE £75 wine voucher
Hear an experts view about the Advanced Gap Insurance, how it is different to others in the market and how it can provide you with almost 5 times the opportunity to have a claim paid - for just a few £'s more than a basic Gap Insurance elsewhere.
1
You can protect yourself against financial loss or debt if a write off occurs.
From just 93p per week!
2
Even if you paid cash for your car, a write off can result in a financial loss due to depreciation
3
If you financed your car, a write off can leave you without a car and a debt to pay!
We can't be
Compared
But give it a try, here's a check list
A rated insurer
No claim limit on cars up to £50k, £50k limit thereafter
No arrangement or policy amendment fees
Covers up to £500 of your motor insurers write off excess
Covers factory options & up to £1500 dealer accessories
European travel covered
Covers motor insurance excess in non write off claims
Up to 30 days car hire costs covered
Covers cars with a purchase price £5,000 - £125,000
Over 50 years experience in this market
Over 390,000 write off claims every year
Over 1.2 million accident claims every year
This is the only Gap Insurance in the market that will provide cover for both.
Buy two or more policies for the same vehicle and enjoy low online prices plus a multi policy discount of up to £20!
Offer excludes motor insurance and paint & upholstery treatments.
Gap
Risk
4
facts about vehicle write off's.
One vehicle every 90 seconds is written off in the UK.
1
2
3
4
When a write off occurs, your motor insurer will only pay what the vehicle is worth at the time of write off
Your motor insurers payout is likely to be a lot less than you originally paid and you are likely to lose money
If you have financed, your motor insurer's settlement may not be enough to clear your debt
There are Gap Insurances for cash buyers and for those who financed their vehicle
We offer 2 types of Gap Insurance to protect you against these financial losses
Options
Gap Insurance
* The above are simple, short descriptions of how each of these insurances work. As you would expect with all insurances, they each have Terms and Conditions and eligibility criteria. Please refer to the full Terms and Conditions document to assess suitability for your needs.
HOW
WORKS
IT
If you are unfortunate and experience a write off, you could lose a considerable amount of money. That's because your motor insurer is unlikely to pay what you paid for your vehicle. All vehicles reduce in value every month and many lose up to 70% of their value over a 3 year period.
If you have financed or your vehicle and experience a write off, you could still owe more than your insurer agrees to pay - leaving you with no car, a debt to pay and a deposit to find for a replacement.
Whether you purchased with cash, loan, Hire Purchase, or PCP, we have a Gap Insurance to help protect you.
MORE
FEATURES
For example, all of our Gap Insurances will also pay up to £500 towards your motor insurers write off excess charge. Our cover will also cover all named drivers on your motor insurance, providing they are at least 18 years old. Unlike policies elsewhere, ours provides cover for an unlimited number of factory fitted options and up to £1500 of dealer accessories. Our Advanced Gap Insurance also provides non write off protection too. If you have a motor insurance claim that is a non write off claim, you may claim up to £500 per year towards your fully comprehensive motor insurers excess charge.
Our Contract Hire and Finance Lease cover is being launched within the next few weeks and will provide cover for cars and light commercial vehicles on a Contract Hire or Finance Lease scheme.
CAN
YOU BUY
Most of our Gap Insurances are available providing cover is purchased and started within 90 days of vehicle delivery from a motor dealer, broker or leasing company.
Depending on the type of Gap Insurance you need, cover can be available for vehicles up to 10 years old. Mileage is not limited during the period of cover.
Our cover is available for vehicles with a purchase price up to £125,000.00 including all extras and after discount is deducted. We regret we are unable to provide cover for motorhomes or any vehicle used for Hire and Reward, Courier, Driving School or Emergency Service use.
If price is most important to you - watch this short video..
We also offer multi policy discounts when combined with additional insurances!
* The above are simple, short descriptions of how each of these insurances work. As you would expect with all insurances, they each have Terms and Conditions and eligibility criteria. Please refer to the full Terms and Conditions document to assess suitability for your needs.
"During my search, I found car2cover to be head & shoulders above the rest. An 'A' rated insurer, better cover than their competitors, a 5 star rating and half the price of my dealer."
Impressive Numbers
5
STAR RATING
17
YEARS ONLINE
40+
YEARS EXPERIENCE
Impressive Cover
“The difference between ordinary and extraordinary is that little extra."
I W Leicestershire
This company is very easy to do business with. The website is very easy to use and when I had to make a claim a couple of years ago, they handled it very efficiently. Would recommend to anyone.
J S Lancashire
Claim settled very quickly
These testimonials are voluntarily submitted by our policyholders to the independent review collecting organisation 'Trusted Shops'. All reviews are verified by them and published on their website. Images provided are not images of our policyholders
JB B London.
This is the third policy I have had. I claimed once on a previous policy 3 years ago and service was prompt, efficient and quibble free