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About our Insurer

As an independent insurance intermediary, we choose our insurers very carefully and use our 40 years experience in that process.

We avoid unrated small overseas insurers because a number have become bankrupt in recent years. According to the Financial Services Compensation Scheme website, five have failed since 2016 as shown on this list published on

So, what do we look for in an insurer?

All insurance products on this website are underwritten by Great Lakes Reinsurance SE.

Who are Great Lakes Reinsurance SE?

Great Lakes Reinsurance SE is a fully owned subsidiary of Munich RE Group and is a specialist provider of insurance services. Great Lakes Reinsurance SE enjoys the same strong rating and financial strength as Munich RE Group, a company who according to Wikipedia enjoyed sales revenue in 2015 of $88 billion*. To put some perspective, the UK Insurance giant Aviva reported sales in the same period of £23.7 billion*. Munich RE Group, the 6th largest insurance revenue generator in the world, were founded 136 years ago in 1880 and employs 43,554 staff globally*.

Independent financial rating

As a wholly owned subsidiary of the Munich RE Group , Great Lakes enjoy the same independent rating and financial strength;

A+   (Superior) by A.M. Best.
AA- (Very strong) by Standard &Poors

Great Lakes Reinsurance SE underwrite insurance policies for major companies including;

Regulatory status

Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht (The Federal Financial Supervisory Authority in Germany) and subject to limited regulation by the UK Financial Conduct Authority and Prudential Regulation Authority. Great Lakes Insurance SE, UK branch is EEA Authorised by the Financial Conduct Authority and as such must meet minimum standards agreed across all EEA countries.

You can check this information on the Financial Services Register visiting their website or by contacting them on 0800 111 6768.

We are sure you would agree, a major insurer providing high-class comprehensive products via one of the longest established on-line specialists – and at internet prices is a combination  to savour.

* All information is widely available from Wikipedia at the time of updating this page on Wednesday 1st February 2017.