Contract Hire & Leasing Gap Insurance
Protect against loss and debt
One vehicle every 90 seconds is written off for accident, theft, flood and fire
EASY to arrange - SIMPLE to claim - 5 star rated - Low online prices!
Read what our customers are saying about us.
Buy two or more policies for the same vehicle and enjoy low online prices plus up to an extra £20 multi policy discount!
Offer excludes motor insurance and paint & upholstery treatments.
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You can protect yourself against financial loss or debt if a write off occurs.
From just 60p per week!
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Even if you paid cash for your car, a write off can result in a financial loss due to depreciation
3
If you financed or leased your car, a write off can leave you without a car and a debt to pay!
We can't be
Compared
But give it a try, here's a check list
We only use insurers experienced in this market
No claim limit up to £50k, £50k limit thereafter
No arrangement, amendment or cancellation fees
Covers up to £500 of your motor insurers write off excess
Covers unlimited factory fitted options
No European travel period restrictions
No geographical limits
Transferable cover in the event of bereavement
Covers cars with a purchase price £5,000 - £125,000
Over 50 years experience in this market
4
facts about vehicle write off's.
One vehicle every 90 seconds is written off in the UK.
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When a write off occurs, your motor insurer will only pay what the vehicle is worth at the time of write off
Your motor insurers write off settlement will only be the value of the car at the time of write off
If you have financed or leased, your motor insurer's settlement may not be enough to clear your debt
There are Gap Insurances for cash buyers and for those who financed or leased their vehicle
We offer 2 types of Gap Insurance to protect you against these financial losses
Gap
Risk
Options
Gap Insurance
* The above are simple, short descriptions of how each of these insurances work. As you would expect with all insurances, they each have Terms and Conditions and eligibility criteria. Please refer to the full Terms and Conditions document to assess suitability for your needs.
If price is most important to you - watch this short video..
HOW
WORKS
IT
If you are unfortunate and experience a write off, you could lose a considerable amount of money. That's because your motor insurer is unlikely to pay what your leasing company paid for the vehicle. All vehicles reduce in value every month and many 70% of their value over a 3 year period.
If you have financed or leased your vehicle, you could still owe more than your insurer agrees to pay - leaving you with no car, a debt to pay and a deposit to find for a replacement.
Whether you purchased with cash, loan, Hire Purchase, PCP, Finance Lease or Contract Hire - we have a Gap Insurance to help protect you.
CAN
YOU BUY
Our Gap Insurance is available providing cover is purchased and started within 90 days of vehicle delivery from a motor dealer, broker or leasing company.
Depending on the type of Gap Insurance you need, cover can be available for vehicles up to 10 years old and less than 100,000 miles. Mileage is not limited during the period of cover. Contract Hire and Finance Lease Gap Insurance is only available for new vehicles or used vehicles under 12 months old and under 10,000 miles at the start of the policy
Our cover is available for vehicles with a purchase price up to £125,000.00 including all extras and after discount is deducted. We regret we are unable to provide cover for motorhomes or any vehicle used for Hire and Reward, Courier, Driving School or Emergency Service use.
We also offer multi policy discounts when combined with additional insurances!
* The above are simple, short descriptions of how each of these insurances work. As you would expect with all insurances, they each have Terms and Conditions and eligibility criteria. Please refer to the full Terms and Conditions document to assess suitability for your needs.
"During my search, I found car2cover to be head & shoulders above the rest. An 'A' rated insurer, better cover than their competitors, a 5 star rating and half the price of my dealer."
Impressive Numbers
5
STAR RATING
17
YEARS ONLINE
40+
YEARS EXPERIENCE
Impressive Cover
“The difference between ordinary and extraordinary is that little extra."
I W Leicestershire
This company is very easy to do business with. The website is very easy to use and when I had to make a claim a couple of years ago, they handled it very efficiently. Would recommend to anyone.
J S Lancashire
Claim settled very quickly
These testimonials are voluntarily submitted by our policyholders to the independent review collecting organisation 'Trusted Shops'. All reviews are verified by them and published on their website. Images provided are not images of our policyholders
JB B London.
This is the third policy I have had. I claimed once on a previous policy 3 years ago and service was prompt, efficient and quibble free
FCA
FCA
FCA
Authorised and Regulated