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Gap Insurance

Protect against loss and debt

EASY to arrange - SIMPLE to claim - 4 types of Gap - 5 Star rated - Low online prices!

1

Cover all named drivers on your fully comprehensive motor insurance. 

It's included in our price!

2

FCA Approved, UK claims team & 30 day money back guarantee!

Thousands of customers have trusted us every year since 2007! 

3

Policies to suit cash buyers, Contract Hire & Lease agreements as well as PCP and HP's!

Low online prices!


 

We can't be

Compared

But give it a try, here's a check list

We use a number of global insurers
No claim limit on cars up to £50k, £50k limit thereafter
Covers unlimited factory fitted options
Covers travel within the EU countries
Online since 2007 & UK claims team

FREE policy amendments
FREE policy transfers
1 - 5 year periods of cover 

Contributes toward your motor insurers write-off excess

All named drivers covered

Subject to policy terms and conditions

Having woke this morning and checked the bank account it is a huge relief to confirm we are in funds to the tune of £26,441.69. I cannot thank you all enough for this back to invoice GAP payment......I can confirm that your policy has indeed lived up to the claimed benefit `back to invoice’ and for that - I thank you

Ian P. Buckinghamshire

What is Gap Insurance

4

facts about vehicle write off's.

One vehicle every 90 seconds is written off in the UK.

1

2

3

4

When a write off occurs, your motor insurer will only pay what the vehicle is worth at the time of write off

Your write off settlement is likely to be a lot less than you originally paid and you are likely to lose money

If you have financed or leased, your motor insurer's settlement may not be enough to clear your debt

There are Gap Insurances for cash buyers and for those who financed or leased their vehicle

We offer 4 types of Gap Insurance to protect you against these financial losses

Gap

Risk

Options

Gap Insurance

4
Your Gap Options

* The above are simple, short descriptions of how each of these insurances work. As you would expect with all insurances, they each have Terms and Conditions and eligibility criteria. Please refer to the full Terms and Conditions document to assess suitability for your needs.

HOW

WORKS

IT

If you are unfortunate and experience a write off, you could lose a considerable amount of money. That's because your motor insurer is unlikely to pay what you paid for your vehicle. All vehicles reduce in value every month and many are worth just 30% of their cost over a 3 year period. 

If you have financed or leased your vehicle, the loss of outlay is not your only worry. You could still owe more than your insurer agrees to pay - leaving you with no car, a debt to pay and a deposit to find for a replacement.

Whether you purchased with cash, loan, Hire Purchase, PCP, Finance Lease or Contract Hire - we have a Gap Insurance to help protect you.

MORE

FEATURES

Our Gap insurance doesn't just protect you against loss or debt. They are packed with extra features that may not be found elsewhere and all are designed to give you extra value and protection.

For example, all of our Gap Insurances will also contribute towards your motor insurers write off excess charge. Our cover will also cover all named drivers on your motor insurance, providing they are at least 18 years old. Unlike policies elsewhere, ours provides cover for an unlimited number of factory fitted options if the vehicle is new.

Our Contract Hire and Finance Lease cover will also pay up to £3,000 towards your original advance rentals - to help you with a deposit for a replacement if the worst should happen.

CAN

YOU BUY

Our Gap Insurance is available providing cover is purchased and started within 180 days of vehicle delivery from a motor dealer, broker or leasing company.

Depending on the type of Gap Insurance you need, cover can be available for vehicles up to 10 years old and less than 100,000 miles. Mileage is not limited during the period of cover. 

Our cover is available for vehicles with a purchase price up to £125,000.00 including all extras and after discount is deducted. We regret we are unable to provide cover for motorhomes or any vehicle used for Hire and Reward, Courier, Driving School or Emergency Service use.

Why we are different
White car in showroom

We also offer multi policy discounts when combined with additional insurances!

* The above are simple, short descriptions of how each of these insurances work. As you would expect with all insurances, they each have Terms and Conditions and eligibility criteria. Please refer to the full Terms and Conditions document to assess suitability for your needs.

"During my search, I found car2cover to be head & shoulders above the rest. An 'A' rated insurer, better cover than their competitors, a 5 star rating and half the price of my dealer."

Impressive Numbers

2

 INSURERS

5

STAR RATING

18

YEARS ONLINE

40

YEARS EXPERIENCE

Impressive Cover

“The difference between ordinary and extraordinary is that little extra."

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I W Leicestershire

This company is very easy to do business with. The website is very easy to use and when I had to make a claim a couple of years ago, they handled it very efficiently. Would recommend to anyone.

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J S Lancashire

Claim settled very quickly

These testimonials are voluntarily submitted by our policyholders to the independent review collecting organisation 'Trusted Shops'. All reviews are verified by them and published on their website. Images provided are not images of our policyholders

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JB B London.

This is the third policy I have had. I claimed once on a previous policy 3 years ago and service was prompt, efficient and quibble free

Buy two or more policies for the same vehicle and enjoy low online prices plus up to an extra £20 multi policy discount!

Offer excludes motor insurance and paint & upholstery treatments.

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