Gap Insurance for drivers of New & Used cars
Whether you paid cash, financed, leased, or contract hired - we're here for you.
Accident, Fire, Flood and Theft are major causes of a write off, and write offs cause financial loss and or debt! With four types of cover available to meet all circumstances all at less than the cost of most mobile phone insurances - why not create an instant onscreen quotation now.
What our customers have to say
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Did you
Know
4
things to consider
One vehicle every 90 seconds is written off in the UK!
1
Over 400,000 vehicles are written off every year, that's one every 90 seconds night and day!
2
A write off (total loss) includes theft of vehicle, accidents, fire and flood
3
Gap Insurance is extremely beneficial for new AND used cars purchased with cash, finance and contract hire
4
If you financed or leased the purchase of your car, the write-off value may not be enough to pay off your debt
Protect yourself against write off loss or debt from as little as 6p per day!
The risk is real - what will Gap Insurance do for you?
What is a write off?
A write off can be an unrecovered theft of vehicle, or damage cause by accident, theft, fire or floods to a level that makes it uneconomical to repair. In both cases, the motor insurer will 'write the vehicle off' and pay you the value of the vehicle at the time of the write off. This may not be enough to replace your vehicle or clear your outstanding finance.
What are the write off risks?
Insurance statistics show that over 400,000 vehicles are written off every year. That equates to one vehicle every 90 seconds, night and day, 365 days a year. Suffering a write off can have devastating financial and inconvenience implications for motorists, leaving most with either a loss or debt and if financed, sometimes both.
How can a write off affect me?
If you paid cash for your car, you're likely to receive a lot less for it than you originally paid and as such, you'll suffer an unexpected loss. If you financed or leased your car, your insurer may not pay enough to clear your debt or provide sufficient funds for another deposit.
How does Gap Cover help?
If you paid cash for your car, Gap Insurance will top up your motor insurers payout - back to the price you originally paid for it. If you financed or leased, your debt will be paid and there may be sufficient remaining to receive a surplus to use as a deposit for your next vehicle.
Who can buy Advanced Gap Insurance and when?
When you can buy
Depending on which form of Gap Insurance you choose, it may be possible to purchase as late as 180 days from the date you took delivery of your vehicle from a motor dealership, broker or leasing company. Please note, some Gap Insurances are only available for 90 days.
Cash or finance buyers
Gap Insurance is suitable and of benefit to those who paid cash or those who fully or partially financed their vehicle under a PCP, HP, personal loan and also Contract Hire.
What age and mileage
Some Gap Insurances offered on this website are available for vehicles under 10 years old, and others, 7 years old. Some Gap Insurances also have a maximum recorded mileage criteria of under 80,000 and others are unlimited. Please create a quotation to find out more.
Vehicle type
Cover is available for cars and light commercial vehicles with a maximum GVW of 3500kg. Vehicles used for Hire and Reward, Taxi, Private Hire and Courier use are not eligible.
Examples of recently paid claims - our Gap Insurance works!
I received a cheque for the sum of £26,441.69 thanks to car2cover Gap Insurance!
Mr A P, Buckinghamshire
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