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Tyre Insurance

What will it do for you?

“ Tyre Insurance will pay for the repair or replacement of  up to 5 tyres (including winter tyres) that have been accidentally or maliciously damaged – including; kerbing, puncture and pot hole damage. A choice of £300 or £150 cover per tyre is available and cover can be purchased for 1 – 4 year periods 

This insurance is not available to everyone. Please refer to ‘Can I Buy It?’ below.

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It’s a fact.

Tyres by their very nature are particularly exposed to damage caused by debris and broken road surfaces. Today’s low profile and run flat tyres can be extremely expensive to replace and damage can often occur when we least expect it and can least afford it.

An increasing number of car manufacturers now use a tyre technology called ‘run flat tyres’ for reasons of improved safety and driver convenience. Tyre Insurance for run flat tyresThis technology dramatically improves driving safety if a puncture occurs at high speed, because run flat tyres are designed to remain intact and in shape in the event of a deflation. The reinforced side walls are normally capable of bearing the weight of the car for up to 100 miles at 60 mph. From a convenience point of view, this also means if you get a puncture at night or during poor weather, there is no immediate need to stop and fit the spare wheel.

Why is Tyre Insurance in such demand?

This safety and convenience comes at a cost. Run flat tyre prices are slightly more than low profile tyres and they range from £150 – £375 depending upon make, size and rating. A typical run flat tyre on a mid range BMW 5 Series for example, could cost in the region of £250 – £350 to replace.  Run flat tyres are not currently repairable, therefore even if you experience minor damage such as a puncture – the tyre will almost certainly need to be replaced. Other tyres including Low Profile tyres rarely survive a sudden puncture or damage caused by kerbing or pot hole damage and in these circumstances a replacement is almost inevitable.

Vehicle tyres are at high risk of damage. We expect them to absorb the rigours of day to day driving, often on pot holed, debris littered and damaged roads whilst carrying the weight of the vehicle, its passengers and luggage.

Take a look at the pile of tyres awaiting disposal at your nearest tyre retailer. You will rarely find a worn beyond limits tyre in the pile. That’s because many tyres are replaced prematurely due to damage or puncture. Tyre Insurance will be there for you when you need it most.

Is it good value?

Tyre Insurance can provide valuable cover for up to £1500.00 of risk for less than £270 for a full three year period despite the exceptionally high risk of damage occurring. Why is it your fully comprehensive insurer will not cover tyres?

So, do you need it and is it a worthwhile investment and good value? – That is for you to decide, but you must agree there are compelling reasons to give it serious consideration.

We know you will not find a better Tyre Insurance product*

    • All sizes of low profile and run flat tyres covered,
    • Up to 5 replacement tyres (2 for motorcycles),
    • Major ‘A’ rated insurer with London branch and UK claims team,
    • European travel covered for up to 60 days per trip,
    • Winter tyres covered,
    • Choose your preferred tyre retailer,
    • Includes the cost of replacement valve and balancing,
    • No excess to pay,
    • No wear and tear deduction -unlike other on line and motor dealer policies,
    • No limit to the number of claims per year (max 5 claims in full period of cover),
    • Subject to no claim being received, change your vehicle early and we will credit the unused premium against a new policy,
    • Replacement tyres paid for by this insurance remain insured by this policy,
    • Our policies cover new and used carslight vansmotorcycles and motorhomes,
    • Modified vehicles are covered by our policies providing we have given prior agreement ,
    • Cover levels of £300 or £150 per tyre to choose from,
    • 2 – 4 year periods of cover available,
    • FREE policy administration. No charge for changing address or registration number.
    • Policies can be cancelled (beyond the 30 days cooling off period) providing no claims have been made. A £20 cancellation fee is charged – except where a new policy is purchased in which case no fee is charged.

The above list represents some of the key benefit features, please refer to the full policy Terms and Conditions for greater detail.  Always read the policy terms & Conditions before buying anywhere!

* The policy Terms & Conditions and features apply to policies purchased from 1st February 2017, for  terms and features on policies purchased before the 1st February 2017 please refer to your original policy documents issued.

You can buy this cover if…

  • Your car, van, motorhome or motorcycle is under 7 years of age and less than 70,000 miles at the start of cover,
  • You purchase cover within 30 days of vehicle delivery,
  • Your car, van, motorhome or motorcycle invoice price did not exceed £125,000 at time of purchase,
  • Your vehicle is listed in the Glass’s Guide and principally used in the UK,
  • You acquired your vehicle from a bona fide vat registered dealer or leasing/contract hire company,
  • You are not purchasing this policy to make a claim on pre-existing tyre damage,
  • You have read the eligibility and policy Terms & Conditions. Please view the Tyre Insurance  policy document.

You can’t buy this cover if…

  • Your vehicle is used for competition, road racing, pace making, hire and reward or driving tuition,
  • Your vehicle has been modified – unless we have agreed to it,
  • Your vehicle is not listed in Glasses Guide or is over 3500kg GVW or is a kit car.
  • You are purchasing cover to claim for pre-existing damage.

For full eligibility and policy Terms & Conditions please view the Terms and Conditions

We exceed expectations and have led the market for 10 years.

All insurances on this web site have been designed by us because we know Tyre Insurance and the Tyre Insurance market.

Pay attention to the Tyre Insurance policy details

Using our 40 years experience we have worked with our insurer to eliminate the negatives aspects of many Tyre Insurance policies on the market, improve customer benefits and make our terms and conditions transparent, fair and simple to understand. We have reduced confusing ‘jargon’ to a minimum and we hope like thousands of others – you enjoy the result.

You can open, download or print the policy Key Facts and Terms and Conditions booklet by clicking on the pdf document icon or link text below. The policy Key facts and our Initial Disclosure Document is also available for viewing or print here;

Comparer beware!

* The policy Terms & Conditions and features apply to policies purchased from 1st February 2017, for  terms and features on policies purchased before the 1st February 2017 please refer to your original policy documents issued.

Significant Exclusions.

This policy does not cover….

  1. Claims made in the first 14 days of the policy,
  2. Claims where tyre tread depth at time of claim is below the legal minimum,
  3. Cosmetic damage unless the damage renders the tyre unroadworthy,
  4. Tyres that do not carry an ‘E’ mark,
  5. Any repairs or replacements that have not been given prior authorisation by the Claims Administrator,
  6. Tyres fitted to vehicles being used as a Taxi or for Driving Tuition,This is not an exhaustive list – please refer to our Terms and Conditions,
  7. £20 cancellation fee is charged (beyond the 30 day cooling off period) where a policy is cancelled – except where a new policy is purchased in which case no fee is charged. Policies can only be cancelled where no claims have been made.

Please be aware;

  1. Tyre Insurance is not transferable to another person or vehicle,
  2. Tyre Insurance is not renewable or extendable.

Full policy Terms & Conditions can be viewed online here. If you have any questions regarding the policies we offer, we offer many ways to contact us, click here to contact us.


* The policy Terms & Conditions and features apply to policies purchased from 1st February 2017, for  terms and features on policies purchased before the 1st February 2017 please refer to your original policy documents issued.

For Your Peace of Mind

Read our testimonials

"Thank you for giving me a replacement gap cover insurance for my new car free of charge. After the hassle of having my car written off, this is a nice little bonus. Also the experience of claiming from your company was very pleasing and hassle free" Mr D Day, Kent, February 2016


GAP Guide

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